Public rate card

Half of whatever we earn flows back to you.

Every vendor, every tier, every conversion. The 50/50 split is the durable contract. The tier ladder below is what Panya negotiates on your behalf as collective volume grows — vendor by vendor, margin varies; whatever lands, half of it is yours.

What we negotiate

Our ask ladder, by volume.

Each vendor negotiates separately — these are what Panya targets at each volume stage, not a fixed promise. Volume thresholds are per quarter, per vendor; when collective Panya volume pushes a vendor across a threshold, the new rate is what we ask for. What stays fixed: half of whatever we actually earn flows back to you. The numbers below show what credit would look like if we reach each stage on a $250/mo stack.

  • Bronze
    Starting tier

    Every vendor begins here. 10% Panya margin = 5% to your credit on a $250 stack.

    10.0% → $12.50/mo
  • Silver
    50 conversions / quarter

    12% Panya margin = 6% credit. About $15/mo on a $250 stack flows back to the referrer.

    12.0% → $15.00/mo
  • Gold
    200 conversions / quarter

    15% Panya margin = 7.5% credit. About $19/mo on a $250 stack.

    15.0% → $18.75/mo
  • Platinum
    500 conversions / quarter

    18% Panya margin = 9% credit. About $22.50/mo on a $250 stack.

    18.0% → $22.50/mo

Right column shows what your credit would be on a $250/mo stack if we negotiate that vendor to that stage — a forecast, not a quote. Credit = 50% of whatever Panya actually earns, per the v1 vendor-referral contract.

Vendors we score

Audited against the 11-signal rubric.

78 vendors currently in the public scoring catalog across Thailand, Scandinavia, the United Kingdom, and the United Arab Emirates. Each has a public scorecard you can read and audit. Tier counts go live below as deal volume comes in.

Click any vendor to see the full 11-signal breakdown. Tier upgrades flow back to user credit at 50% of the new margin.

How Panya Access works·The 11-signal rubric·Vendors we filter